Secure Your Journey with VoyageTrust

1. Acceptance of Terms

By accessing and using VoyageTrust services, you accept and agree to be bound by the terms and provision of this agreement.

2. Service Description

VoyageTrust provides travel insurance brokerage services, connecting customers with licensed insurance providers to offer comprehensive travel protection coverage.

3. Eligibility

Our services are available to individuals 18 years or older who are legal residents of the United States and its territories.

4. Insurance Coverage

All insurance policies are underwritten by licensed insurance companies. VoyageTrust acts as an intermediary and does not directly provide insurance coverage.

5. Premium Payments

Insurance premiums must be paid in full before coverage becomes effective. We accept major credit cards and electronic bank transfers.

6. Claims Process

Claims must be reported within 30 days of the incident. All claims are processed by the underwriting insurance company according to policy terms.

7. Cancellation Policy

Policies may be cancelled within 14 days of purchase for a full refund, provided no claims have been filed and travel has not commenced.

8. Limitation of Liability

VoyageTrust's liability is limited to the services provided as an insurance broker. We are not liable for insurance company decisions or claim denials.

9. Governing Law

These terms are governed by the laws of California and the United States, without regard to conflict of law provisions.

10. Contact Information

For questions about these terms, contact us at [email protected] or +1 (415) 555-0187.

1. Information We Collect

We collect personal information including name, contact details, travel information, and payment data necessary to provide insurance quotes and services.

2. How We Use Your Information

Your information is used to provide insurance quotes, process applications, handle claims, and communicate about your coverage and services.

3. Information Sharing

We share your information only with licensed insurance partners necessary to provide your coverage and with service providers who assist in our operations.

4. Data Security

We implement industry-standard security measures including SSL encryption, secure servers, and access controls to protect your personal information.

5. Your Rights

You have the right to access, correct, delete, or restrict processing of your personal data. You may also object to processing or request data portability.

6. Cookies and Tracking

We use essential cookies for site functionality and analytics cookies to improve our services. You can manage cookie preferences through your browser settings.

7. Third-Party Services

Our website may contain links to third-party services. We are not responsible for their privacy practices and encourage you to review their policies.

8. Data Retention

We retain your information for as long as necessary to provide services and comply with legal obligations, typically 7 years for insurance records.

9. International Transfers

Your data may be transferred to countries outside your residence for processing, always with appropriate safeguards in place.

10. Contact Us

For privacy questions or to exercise your rights, contact our Data Protection Officer at [email protected] or +1 (415) 555-0187.

1. What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide you with a better experience and understand how you use our site.

2. Types of Cookies We Use

Essential Cookies: Required for basic site functionality, including security, network management, and accessibility features.

Analytics Cookies: Help us understand how visitors interact with our website by collecting and reporting information anonymously.

Functional Cookies: Enable enhanced functionality and personalization, such as remembering your preferences and settings.

3. Cookie Duration

Session Cookies: Temporary cookies deleted when you close your browser.

Persistent Cookies: Remain on your device for a set period or until manually deleted.

4. Managing Cookies

You can control cookies through your browser settings. However, disabling certain cookies may affect site functionality and your user experience.

5. Third-Party Cookies

Some cookies are placed by third-party services that appear on our pages, such as analytics providers and social media platforms.

6. Cookie Consent

We obtain your consent before using non-essential cookies. You can withdraw consent at any time through our cookie preference center.

7. Updates to This Policy

We may update this cookie policy to reflect changes in technology, legislation, or our practices. Check this page regularly for updates.

8. Contact Information

For questions about our cookie policy, contact us at [email protected] or +1 (415) 555-0187.

Digital Millennium Copyright Act Notice

VoyageTrust respects the intellectual property rights of others and expects our users to do the same.

1. Copyright Infringement Claims

If you believe that content on our website infringes your copyright, please provide our designated agent with the following information:

• A physical or electronic signature of the copyright owner or authorized representative
• Identification of the copyrighted work claimed to be infringed
• Identification of the allegedly infringing material and its location on our site
• Your contact information (address, phone number, email)
• A statement of good faith belief that the use is not authorized
• A statement of accuracy and authority to act on behalf of the copyright owner

2. Designated Agent

DMCA notices should be sent to our designated agent:

VoyageTrust DMCA Agent
2847 Market Street, Suite 420
San Francisco, CA 94114
Email: [email protected]
Phone: +1 (415) 555-0187

3. Counter-Notification

If you believe your content was wrongly removed, you may file a counter-notification containing:

• Your physical or electronic signature
• Identification of the removed material and its former location
• A statement under penalty of perjury of good faith belief
• Your contact information and consent to jurisdiction

4. Repeat Infringers

We will terminate accounts of users who are repeat copyright infringers in appropriate circumstances.

5. False Claims

Please note that filing false DMCA claims may result in legal liability for damages, including attorney fees.

General Data Protection Regulation Compliance

VoyageTrust is committed to protecting your privacy and ensuring compliance with GDPR requirements.

1. Lawful Basis for Processing

We process personal data based on:

• Consent: For marketing communications and optional services
• Contract: To provide insurance services you've requested
• Legal Obligation: To comply with insurance regulations
• Legitimate Interest: For business operations and fraud prevention

2. Your Rights Under GDPR

Right to Access: Request copies of your personal data

Right to Rectification: Correct inaccurate personal data

Right to Erasure: Request deletion of your personal data

Right to Restrict Processing: Limit how we use your data

Right to Data Portability: Transfer your data to another service

Right to Object: Object to processing based on legitimate interests

3. Data Protection Officer

Our Data Protection Officer can be contacted at:

Email: [email protected]
Phone: +1 (415) 555-0187
Address: VoyageTrust DPO, 2847 Market Street, Suite 420, San Francisco, CA 94114

4. Data Transfers

When transferring data outside the EU/EEA, we ensure adequate protection through:

• Adequacy decisions by the European Commission
• Standard Contractual Clauses
• Binding Corporate Rules
• Certification schemes

5. Data Breach Notification

We will notify relevant supervisory authorities within 72 hours of becoming aware of a data breach and inform affected individuals when required.

6. Supervisory Authority

You have the right to lodge a complaint with your local data protection authority if you believe we have not complied with GDPR requirements.

7. Contact for GDPR Requests

To exercise your GDPR rights, contact us at [email protected] or use our online request form. We will respond within 30 days.